How It Works
Multi-Stakeholder Dashboard System
Specialized Dashboards
- Four dashboards tailored for MOTRI, banks, operators, and warehouses.
- A dashboard for MOTRI to oversee and admin all transactions.
- A dashboard for banks to receive loan requests from operators and disburse loans.
- A dashboard for operators to add new warehouses and manage loan requests.
- A dashboard for warehouses to register deposit products and control loan statuses.
Guest Supervision Access
- MOTRI can add guests (e.g., National Bank, development organizations) with view-only access.
- Guests can oversee transactions without making changes to the system.
- Access can be revoked by MOTRI at any time for security and compliance.
Administrative Control
- MOTRI maintains complete control over user access and permissions.
- Ability to monitor all activities across the platform for enhanced security.
- Administrative oversight ensures compliance with regulations and policies.
Online Operator Request and Registration
Streamlined Registration Process
- Operators can register online from anywhere, simplifying the onboarding process.
- A user-friendly interface guides operators through the registration steps.
- Quick verification process to ensure timely access to the platform.
Automated Approval Workflow
- Once registered, operators receive dashboard access upon approval by MOTRI.
- Automated notifications inform operators of their application status.
- Efficient workflow reduces processing time for new registrations.
Online Operator Suspension
- MOTRI can suspend specific operator approvals as needed.
- Suspension can be based on compliance issues or operational concerns.
- Operators are notified of their suspension status and reasons.
Operator Loan Approval to Bank
Direct Bank Request Access
- Operators can directly request loans from banks through the platform.
- Simplified process for submitting loan applications to multiple banks.
- Real-time feedback on loan request status for better planning.
Dual Approval Process
- Operator approval is required for each warehouse loan request before submission.
- Ensures that only valid requests are forwarded to banks.
- Streamlines communication between operators and banks.
Comprehensive Documentation
- Each loan request includes essential documentation required by banks.
- Templates provided to assist operators in gathering necessary information.
- Enhances clarity and compliance with bank requirements.
Operator Can Add New Warehouse
Request for Warehouse Registration
- Operators can request additional warehouse registrations via their dashboard.
- Simple application process for new warehouses to be added.
- Streamlined workflow for submitting necessary documentation.
Dedicated Warehouse Dashboard Access
- Upon approval, operators gain immediate access to a dedicated dashboard.
- Dashboard facilitates management of warehouse operations and loan requests.
- Operators can track performance and make adjustments as needed.
Administrative Control
- MOTRI has the authority to oversee and manage all warehouse registrations effectively.
- Ensures compliance with regulations and standards across all warehouses.
- Ability to revoke access or make changes as required for operational efficiency.
Advanced Loan Management System
Operator Loan Request Portal
- Direct access for operators to submit loan requests to banks.
- User-friendly interface for submitting and tracking loan applications.
- Automated updates on loan status keep operators informed.
Multi-Bank Capability
- Depositors can request loans to a multiple banks.
- Automatic cancellation from other banks occurs upon approval by one bank.
- Increases competition and options for operators seeking financing.
Interest-Free Loan Access
- Designed to accommodate all religious followers.
- Broader access to financial support for diverse communities.
- Promotes ethical lending practices within the financing framework.
Data Security and Integration
Verified Data Submission
- Integration with TIN and National ID systems prevents incorrect data submissions.
- Ensures accuracy and reliability of user information across the platform.
- Enhances trust in the system by maintaining high data integrity.
Multi-Platform Integration
- The platform is integrated with e-trade, National ID system, telecom SMS, and email notifications.
- Seamless communication between different systems enhances user experience.
- Allows for efficient data sharing and processing across platforms.
Automated Notifications
- Depositors receive automated SMS notifications for all loan stages.
- Keeps users informed about important updates and changes.
- Enhances transparency and user engagement throughout the loan process.
Warehouse Expansion Features
Digital Application and Management
- Operators can submit digital applications for new warehouse registrations.
- Simplifies the process of expanding warehouse operations.
- Ensures all necessary information is collected efficiently.
Real-Time Status Monitoring
- Applicants can monitor the status of their applications in real time.
- Transparent tracking of application progress enhances trust.
- Notifications alert operators to any required actions or updates.
Dynamic Document Requests
- MOTRI can request additional file submissions as needed before approval.
- Flexible document requests adapt to the specific needs of each application.
- Streamlines the approval process by ensuring all necessary information is available.
Immediate Access Provision
- Upon approval, operators can immediately request additional warehouses.
- Quick access facilitates timely expansion of warehousing operations.
- Enhances the ability to respond to market demands rapidly.
For more information about specific aspects of our service or to begin the registration process, please contact our support team or visit your nearest partner bank branch.
Company
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